Экономическое состояние нации

A recent survey by LendingClub in partnership with PYMNTS.com found that 60 percent of consumers are living paycheck to paycheck, and close to one-fifth of these consumers struggle to pay their monthly bills.

Yet inflation is also impacting some of the nation’s high earners, the survey showed, as 45 percent of those earning more than $100,000 per year were living paycheck to paycheck. This marks a 7 percentage-point increase since September 2021.

The survey found more than half of American consumers earning between $100,000 and $150,000 live one paycheck to the next — rising 7 percentage-points from July.

“More consumers living paycheck to paycheck indicates that many are continuing to lose their financial stability,” Anuj Nayar, LendingClub’s Financial Health Officer, said in a media release.

“Yet, the share of consumers living paycheck to paycheck with issues paying their bills has dropped 7 percentage points in the past year. Many have moved to what now may constitute a stable lifestyle: living paycheck to paycheck but still managing to pay your monthly bills. There is just nothing left over at the end.”

Отсюда

Кратко: 60% американцев живут от зарплаты до зарплаты и пятая их часть (10% от общего количества) с трудом могут платить обязательные счета. Джае люди с заработком от 100 до 150 тысяч в год в половине случаев живут от зарплаты до зарплаты. Для нации, чье благополучие оценивается внутренним потреблением - это весьма дурной знак. Сложно всучить новый афон тому, кто с трудом сводит бюджет. Или новый автомобиль, поскольку старому уже 5 лет (о ужас!). И уж о интимной стрижке для своей болонки речи вообще не идет. Как и об отпуске